Oregon Coast Real Estate Listings by Type

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Residential

Residential Site-Built Homes

What is a Residential Site-Built Home?

Residential Site Built Home Construction
“Residential Site-Built” is a real estate term used to describe a residential home that was constructed primarily at the site where it is located. Some components of nearly all homes, such as cabinets, doors, door frames, windows, window frames, heating equipment, plumbing equipment, electrical equipment, etc. are prefabricated off-site, but site-built homes are mostly constructed and finished at the site where they are located. They tend to have higher market values than similar off-site-manufactured (also referred to as pre-manufactured or simply as manufactured) homes. They also are generally easier to finance than other types of homes.

Manufactured Homes

What is a Manufactured Home?

HUD Manufactured Home Certification
Manufactured homes are constructed in factories and then are moved either in one piece or in modules to residential lots where they are permanently installed on land that usually is owned by home owners. They must be fabricated in accordance with a U.S. Department of Housing and Urban Development (HUD) federal building code to qualify for most types of home financing.

Even with certified compliance it often is more difficult to finance Manufactured Homes than Residential Site Built Homes. Manufactured Homes generally have lower market values than similar Residential Site-Built homes even though some fabrication processes can be performed to consistently higher standards in controlled factory manufacturing environments. The quality of all types of homes, including Manufactured Homes, vary widely, but some better-quality Manufactured Homes provide good value for the money because of their generally lower selling prices.

Manufactured Only Homes

What does “Manufactured Only” mean?

“Manufactured Only” means a manufactured home is being sold separately from the land where it is located. In most cases that is because a manufactured home is located in a community where residential lots are leased from a land owner. Longview Hills is an example of a 55+ manufactured housing community in Newport that leases residential lots to manufactured home owners.

“Manufactured Only” selling prices are obviously lower, because land is not included and buyers either have to make periodic lease payments to a land owner or move a purchased home to their own land. Moving a manufactured home is rarely a financially-reasonable option, so it is important to fully understand all the provisions of the associated land lease agreement before buying. Even though periodic land lease payments must be paid where a manufactured home is on land a home owner doesn’t own, manufactured housing community leases typically include amenities and community maintenance services that are attractive to seniors. “Manufactured Only” homes can be a good option for buyers who need or want those amenities and community maintenance services or who cannot afford to purchase both a home and land. However, a clear understanding of the provisions of the associated land lease agreement is essential to being able to decide whether “Manufactured Only” home purchase is a good option in individual cases.

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Updated by Doretta Smith,